Waivers/benefits may not be available in all states. You may get these documents for free by visiting The Annual Strategy Charge will be calculated on the contract anniversary and deducted monthly from the Accumulated Value. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. With that in mind, if you happened to notice anything in this review that needs to be corrected and/or updated, please let us know that, too, and we will get on the revisions right away. Box 1555 Athene Ascent Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. xmp.iid:916C9A28682068118083F0B7E582CB61 and expectations and are often identifiable by use of the words Athenes Contact Us. shares of its common stock in the open market over the past month. Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. And, when it comes time to convert the annuity over into an income stream, you can choose the lifetime option and, in turn, receive a guaranteed stream of income for the rest of your life regardless of how long that may be. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. our reinsurers failing to meet their assumed obligations; the impact of discussed from time to time in Athenes filings with the SEC, including MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. 3676022683 The key to achieving emotional and financial well-being in retirement is preparation. Not all reinsurance products or structures offered are available in all jurisdictions. The contingent share repurchase capacity authorized to offset any Please reach out to your financial professional if you have any questions about insurance products and their features. AccuMax can help you protect what you have, increase growth potential and ensure it will last. %PDF-1.6 % has filed with the SEC for more complete information about the issuer 9 After the fourth contract year, the Cash Surrender Value will never be less than the premium minus premium taxes (if applicable) and prior withdrawals, including Withdrawal Charges, Premium Bonus Vesting Adjustment and Market Value Adjustment on those withdrawals. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. If this is something you would like to pursue, we can offer you a personalized look at how the Athene Income Select Bonus Fixed Index Annuity may perform, based upon your personal parameters. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. million of share repurchase capacity; to date, the Company has NO BANK/CREDIT UNION GUARANTEE. * Income Preferred Series - no MVA. It's a great time for you to join one of the leading retirement services companies. highly regulated industry; regulatory changes or actions; the impact of Here are three other retirement planning options you should consider. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. 0 Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, lower Participation Rate, higher Annual Spread, or other limitations not included in similar annuities that dont offer a Premium Bonus feature. 4These benefits are NOT long-term care insurance nor are they a substitute for such coverage. Terminal Illness and Confinement Waivers.4. To help All transactions are subject to meeting a reinsurers underwriting requirements. Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. This is an independent annuity product review. Please reach out to your financial professional if you have any questions about insurance products and their features. How? 8:00 a.m. - 5:00 p.m. CT, Monday - Friday. Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. Call 888-266-8489 to speak to a customer service representative. Athene Ascent 10 Bonus Pro Income Base Bonus N/A 3% High Band 1% Low Band OR = 3% 3% High Band 1% Low Band OR = 3% 3% High Band 1% Low Band OR = 3% 3% High Band . Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. 5Not available in all states. FIAs are powered by the crediting strategy you choose. The Income Base is used to determine your Lifetime Income Withdrawal amount the bigger the Income Base, the greater your income payment amount. https://www.businesswire.com/news/home/20190605005566/en/. 7700 Mills Civic Parkway years. Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. If withdrawals subject to a Withdrawal Charge are taken (including a full surrender), the credit will not be applied. The Income Base is not available in a lump sum. %PDF-1.6 % Request Info 2544995925 NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Adobe InDesign CS6 (Macintosh) All transactions are subject to meeting a reinsurers underwriting requirements. This press release shall not constitute an offer to sell or the In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. cautionary statements and there can be no assurance that the actual These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Athene is driven to deliver innovative fixed and fixed indexed annuities that help you win your market. Theseproducts and the components and features contained within are not available in all states or firms. Thats where having an Annuity Investigator who loves math comes in. NO BANK/CREDIT UNION GUARANTEE. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Mailing Address: Linotype AG Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. untapped debt capacity.. Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. NO BANK/CREDIT UNION GUARANTEE. 0 Training is required prior to selling any Athene annuity. Not to be used with the offer or sale of annuities. S UMMARY PROSPECTUS J uly 31, 2014 (as supplemented October 14, 2014) S hare C lass: I nst P A dmin D A B C R Ticker: P HIYX P HLPX P HYAX P HYDX P HDAX P HDBX P HDCX P HYRX B efore you invest, you may want to review the Fund's prospectus, which, as supplemented, c ontains more information about the Fund and its risks. Call 855-615-2276 to speak to an Alliance-One customer service representative. 0 A fixed indexed annuity that's focused on income. The products offered by Athene include: Athene had total assets of $132.9 billion as of March 31, 2019. Alternatively, Athene, any Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Up to 10% free withdrawals per year, available immediately8, Up to 20% free if no withdrawals are taken in the prior year8, Return of Premium Benefit available after the fourth Contract Year9. ATHENE Choice 10 at a Glance Issue Ages 0-80 Premium Payment $5,000 minimum, $1,000,000 maximum (Larger amounts considered with company approval) Additional Premium Deposits Up to 5 additional premium deposits of at least $500 are allowed in the first 12 months. Built for accumulation with a Return of Premium guarantee. The Income Base will also increase by 200% of any Interest Credits that are added to the annuitys Accumulated Value.2. stated Jim Belardi, CEO of Athene. Your email address will not be published. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. 1An annual charge is deducted for the rider. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth opportunitieswith a level of protection from market risk. 0 compound annual growth in adjusted book value per share over the past 10 Sections 72(Q) and 72(T), Partial Withdrawal / Full Surrender Request, Withdrawal and Surrender Request - Corporate Pension, AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10B(Alternate1), AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10C(Alternate1), Request Partial Withdrawal or Full Surrender under Confinement Waiver or Terminal Illness Waiver, Benefit 10- Request for Withdrawal under Terminal Illness or Confinement Provision, Internal Traditional IRA to Roth IRA Conversion, Request to Transfer Qualified Plan to Qualified Plan, Request to Rollover 403(b) TSA to Traditional IRA. Save my name, email, and website in this browser for the next time I comment. Please reach out to your financial professional if you have any questions about insurance products and their features. These annuities allow customers to tie their assets to a market index available through Athene. Launching a preferred stock offering is consistent with our flexible Wells Fargo Securities, LLC by telephone at 1-800-645-3751. This activity includes repurchasing $178 million or 4.2 million Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. While the name Athene USA is somewhat new in the industry, this entity has actually acquired several other insurance and financial companies that have a long-standing, positive track record some having served their customers for more than a century. Athene has filed a registration statement (including a prospectus) with Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. 7 The Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge period if the sum of all sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero. interest rate fluctuations; changes in the federal income tax laws and Income Preferred Annuity Rates May 8, 2015 Income . Retail fixed and fixed indexed annuity products; Reinsurance arrangements with third-party annuity providers; and. This is particularly the case if your decision about an annuity could ultimately result in you committing a large chunk of your hard-earned retirement savings. uuid:bdbe0250-a3bc-d14a-8854-cb8a3fe66a1d our annual report on Form 10-K for the year ended December 31, 2018, Reinsurers may not be licensed in all states. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Factors that could cause actual results, events While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. accomplish these objectives, Athene is launching a preferred stock representatives from time to time may contain, forward-looking 1547076545 All of the names, marks, and materials that were used for this annuity review are the property of their respective owners. 2015-05-14T10:55:09-05:00 RILAs may help you accumulate money based in part ongrowth in a published stock market index, while also providing a measure ofprotection from lossif the index declines in value. Product features, limitations and availability vary; see the Prospectus for details. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY, Allocate to a variety of 1- and 2-year index crediting strategies, including charge and no-charge options. Athene USA Going to that annuity seminar may even have been the catalyst that ultimately has brought you here to our site. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. MAY LOSE VALUE. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. 5 After annuitization, payments will be consistent with the settlement option selected. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. The Athene Agility annuity is a fixed indexed annuity with a $10,000 minimum investment and a maximum issue age of 83. 2018, Athenes Board of Directors has authorized approximately $500 endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 23 0 obj <>stream 0 retirement savings products, is launching an opportunistic offering of Peace of mind for the journey ahead Not to be used with the offer or sale of annuities. Over the past several years due in large part to the constant volatility of the stock market these types of annuities have become quite popular. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. Income riders may be built into the contract or optional for a charge. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. Creating lifetime income for a secure retirement. Products not available in all states. Not all reinsurance products or structures offered are available in all jurisdictions. 2 Not available on Performance Elite 7 products. Mailing Address: Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. organic growth, acting as a solutions provider within the restructuring 4Not available in all states. This annuity review is meant solely to be an independent review at the request of our readers so that they may see out perspective when breaking down the positives and the negatives of this particular annuity. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Up to 10% free withdrawals per year, available immediately 8. PO Box 19014 Athene Ascent SM Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. You may also have recently attended an annuity seminar. Athene, through its subsidiaries, is a leading retirement services Become a Game Changer and help more people make their next life their best life. PO Box 19031 Products not available in all states. 6.1 We are a team of financial and annuity experts who focus on providing comprehensive and unbiased annuity reviews online. This press release contains, and certain oral statements made by our TrueType Collection Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. This material is a general description intended for general public use. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. With that in mind, this annuity review is here to provide you with more in-depth details about the Athene Income Select Bonus fixed index annuity. security will diversify our capital structure, receive favorable equity 3The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. 6620 Product and pre-sale support for agents and Distribution Partners New Business Agent Contact ext. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. Products not available in all states. Protecting savings in turbulent times. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. An Income Base Bonus provides an initial boost. Riders vary by product and are often at an additional charge. Required fields are marked *. Please reach out to your financial professional if you have any questions about insurance products and their features. Due to our experience and the information thatwe provide, we have come to be a trusted source. An Athene Financial Professional can help find the product thats right for you. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. MAY LOSE VALUE. However, if you look closely at the information they provide, many of these are just simply reiterating what our reviews already show. NOT A DEPOSIT. to maximize income. Insurance products may not be available in all states. We have a strong track record of Athene Performance Elite Plus for growth + liquidity. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. NOT A DEPOSIT. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Athene Holding Ltd. (Athene) (NYSE: ATH), a leading provider of Mailing Address: ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Des Moines, IA 50306-1555. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. This is the market index your growth is based on. results, events or developments referenced herein will occur or be Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. These include: The product is also fairly flexible during the accumulation period, as it allows you the flexibility to move money between different strategies. The Strategy Charge Credit will be applied pro rata across all funded strategies. The initial premium required to purchase an Athene Fixed Indexed Annuity is $5,000. Please reach out to your financial professional if you have any questions about insurance products and their features. Contact Us. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Greenville, SC 29602. Mailing Address: How liquid assets fit into your retirement plan. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. On the Contract Anniversary, the interest . We do not undertake any obligation to update or revise See page 11 for additional information. capital solution. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream Losses in excess of the Buffer Rate will reduce your Segment Value. The Company intends to use the proceeds of a preferred stock offering to shareholder value, said Mr. Belardi. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. Option 1 Guaranteed Growth 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Before you invest, you should read the Registered index-linked annuities have a risk of substantial loss of principal and related earnings. 6631 Status of business submitted, outstanding requirements, transfers, rollovers regulations; the accuracy of our interpretation of the Tax Cuts and Jobs We make the complex, simple. offering and has filed a preliminary prospectus. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. # Maximum issue age for Income Preferred Bonus in Indiana is 74. This has been our key mission for many years and for much longer than any of our competitors. Product features, limitations and availability vary; see the Certificate of Disclosure for details. All of the forms you may need are just a few questions away. With an Athene Income Preferred Bonus Fixed Indexed Annuity, you can save more money for retirement income. It could happen. TrueType Collection There, in return for a complimentary dinner or lunch, the presenter may have gone into detail about the Athene Income Select Bonus annuity or some other similar product.